Have you turned 18?
At Paf we have a strict age policy. Once you are 18 you are welcome to play.
Smart tools and services
Playing is exciting, but it’s possible to get carried away. To go a bit too far. That’s why we’ve created tools and services to help you make sustainable gaming decisions.
Deposit Limit *
Control how much money you spend on playing by regulating how much you can deposit into your gaming account.
Loss Limit *
Control how much money you spend on playing by regulating your potential losses. This loss limit applies to Paf and NoAccountBet (Estonia) combined.
Gaming Freeze *
A tool for shorter timeouts from one or more of the gaming categories.
If you would like to take a longer break from gaming we can help you to lock your gaming account for periods ranging from 6 months to 3 years. Contact our Helpdesk
Responsible withdrawals (only available in Finland) *
Activating this tool helps you secure your withdrawals by removing the possibility to cancel your withdrawals.
Gaming Reminder *
Activate gaming reminders to receive relevant responsible gaming messages while you play
Gaming Summary *
Your Gaming Summary shows how much you have won and lost.
Time Tracker *
Check how much time you spend on the site.
Yearly Loss Limit
Every player that plays at Paf is automatically covered by our Yearly Loss Limit. This limit means that no player can lose more than €25,000 in a calendar year. The Yearly Loss Limit applies to Paf and NoAccountBet (Estonia) combined. Read more here.
* Login required
You are insured
Paf has a unique gaming insurance! To be able to use the gaming insurance you need to fulfill following criteria:
- Be a resident of Finland, Sweden or Estonia
- Be registered at Paf.com for at least 12 months
- Have played for at least €120 during the last 12 month period.
Other ways to take control
Effective safe gaming software can help you control your own gaming and keep underage players away from online gaming sites.
Block yourself from gaming sites using Betfilter for example.
Are you a friend or a family member?
Do you know someone who is playing too much? All your efforts to change a person’s behaviour might be fruitless, no matter how hard you try. We have some simple tips that might help you in such a situation.
Talk to someone
Starting a dialogue and actually talking about the problem is an important first step. As a friend or family member you possibly need to talk about the problems yourself because they are affecting you too. If the affected player gets treatment supported by our gaming insurance then a relative can also join the treatment sessions.
Your health is just as important
It’s easy to forget yourself and only focus on the person with the problem. You can support them better if you also make sure that you take care of yourself.
Be a friend, not a bank
Players with gaming problems can come up with the most creative stories about why you should lend them money. As a close friend or relative your job is first and foremost to support your friend emotionally, not financially. So keep careful control of your own finances.
Supportive links for relatives
What’s the secret of winning?
Ever wondered how it all really works, why sometimes you win and sometimes you don’t? Here are some facts about gaming:
Why does my luck change?
Most casino games are completely random by design. Each turn or spin is an independent event. There is actually nothing you can do to improve your probability of winning. Rub a lucky charm if you want to. But it won’t influence the outcome.
Random? Independent event? What does that mean?
Inside every slot machine (or similar game) is a random number generator producing millions of numbers every second. Each one of those numbers is independent from each other with an equal chance of being a winner or loser. What went before or after has no effect on the outcome.
You say it’s random. So why do I never win?
It can sometimes feel that way. Random number generators are the reason why some people win on their first try, while others can spend a long time playing and not win anything. It’s not personal, it’s chance and mathematics.
What is the role of Skill in gaming?
For games like Sport Betting, Texas Hold’em Poker and Blackjack, your level of skill can influence the outcome of a game. In these types of games, your playing decisions directly influence the result (which is not the case with slot machines). But it doesn’t matter how good you are, you can’t eliminate the house advantage built into the rules of the game. This house advantage means that even the best players will, in all probability, lose over time.
We have live table games, roulette and over 1,500 physical gaming machines in addition to our online gaming site Paf.com.
By law in Finland you have to be 18 years old to play for money. And in Estonia, the age limit is 21.
As an adult, you have a responsibility for those who are underage. In the same way that you wouldn’t allow a child to drink alcohol or smoke, you should not allow someone who is under-age to play games for money.
It is easier to become addicted to gaming if you start playing at an early age and it can then create a lifelong dependency. Studies show that if an underage person plays games for money with their parents or relatives, it increases their risk of addiction.
Table games on the ferries
Can I set a deposit limit?
Inform the croupier at your table what you would like to have as a limit.
Can I stop myself from playing at a specific table?
You can block yourself from any table during the specific journey by informing the croupier.